Increase checkout conversion by up to 3x with PayPal. 1

With PayPal Checkout, your customers can pay with PayPal, Venmo, Pay Later options and credit & debit cards, on any device – all with one seamless checkout experience.

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Turn browsers into buyers with Pay Later

Pay in 42 is one of PayPal’s Pay Later offers included in PayPal checkout. It allows customers to pay over time while you get paid up front — at no additional cost to your business. And since 81% of consumers decide which payment method to use before they get to checkout3, adding dynamic Pay Later messaging can help you increase conversions4, boost average order values (AOV)5, and encourage customers to buy more6 — and more often.7

Pay in 4

4 interest-free payments over 2 months.*

*Down payment due at purchase and 3 bi-weekly payments.

Pay Monthly

6, 12, or 24 monthly installments on purchases up to $10,000.

Customers automatically see the most relevant Pay Later while they shop

Why customers love PayPal Pay Later

#1

PayPal is the most trusted brand across buy now, pay later (BNPL) providers.8

74%

Of BNPL users say that seeing a BNPL message while shopping encouraged them to complete a purchase.9

80%

Of BNPL users agree that seeing a BNPL message while browsing gives them the ability to spend more.10

79%

Of Millenial and GenZ BNPL users are more likely to shop at a merchant again if offered a BNPL option.11

Let them Venmo

Venmo is already part of PayPal Checkout – at no additional cost. Gain appeal to venmo customers who are active spenders12 with more spending power.13 And help bring more visibility to your business with a payment method customers can easily share.

70M+ users prefer to pay with Venmo14
Popular with Millennials and Gen Z shoppers
Venmo can increase the repeat purchases by 19%15

Help convert more customers with PayPal – one of the world’s most trusted brands.

Give your customers the peace of mind that comes from PayPal. More than half of consumers say they place more trust in businesses that accept PayPal. In fact, 69% of PayPal users feel more secure shopping at a merchant that accepts PayPal.12

20+

years of experience

200+

markets around the globe



100+

different currencies

PayPal helps you protect your business with fraud protection.

With 1 billion monthly transactions13 and the intelligence from our global network of buyers and sellers, our fraud detection tools only get smarter.

Help build your business with PayPal Working Capital.

Speedy decision and funds.

We usually let you know if you’re approved straight away. So if approved, we’ll transfer your funding to your PayPal account within minutes.14

Repay as you get paid.

You choose the amount and repayment percentage of your sales, so the automatic payments are deducted in line with your PayPal sales. There are no additional charges if sales fluctuate.15

Disclaimers:



1. Morning Consult - The 15 Most Trusted Brands Globally. March 2021. Morning Consult surveyed over 330,000 consumers across 10 international markets to provide a global view on the current state of consumer trust across brands.

2. Pay in 3 availability is subject to merchant status and integration. Consumer eligibility is subject to status and approval. Pay in 3 is a form of credit, may not be suitable for everyone and use may affect consumer’s credit scores. See product terms for more details.​

3. 81% of Millenial and Gen Z BNPL users decide which payment method to use before checkout. TRC online survey commissioned by PayPal in April 2021 involving 5,000 consumers ages 18+ across US, UK, DE, FR, AU (among Millenial & Gen ZBNPL users (ages 18-40), US (n=282), UK (n=303), DE (n=342), AU (n=447), FR (n=255)).

4. 62% of BNPL users say that seeing a buy now, pay later message while shopping encouraged them to complete a purchase. TRC online survey commissioned by PayPal in April 2021 involving 5,000 consumers ages 18+ across US, UK, DE, FR, AU (among BNPL users, US (n=282), UK (n=303), DE (n=342), AU (n=447), FR (n=255)).

5. PayPal’s Buy Now, Pay Later is boosting merchant’s conversion rates and increasing cart sizes by 39%. PayPal Q2 Earnings-2021.

6. 80% of BNPL users agree that seeing a BNPL message while browsing gives them the ability to spend more. An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39. (Among BNPL Users, N=357).

7. 74% of BNPL users are more likely to shop at a merchant again if they offer a buy now, pay later option. TRC online survey commissioned by PayPal in April 2021 involving 1000 US consumers ages 18+ (among BNPL users, n=282)

8. An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39. (Among BNPL Users, n=357)

9. TRC online survey commissioned by PayPal in April 2021 involving 1000 US consumers ages 18+ (among BNPL users, n=282).

10. An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39. (Among BNPL Users, n= 357)

    



11. TRC online survey commissioned by PayPal in April 2021 involving 1,000 US consumers ages 18+ (among Millenial & Gen Z BNPL users (ages 18-40), n=214).

    



12. An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39. (Among PayPal users, N=682).

    



13. PayPal internal data, 2020.

14. Eligibility assessed as at date of this letter and remains subject to bankruptcy, compliance and other standard checks. Funding time is typically less than a minute. PayPal sales history and account behaviour, along with other criteria, are used to determine eligibility and the advance value offered. PayPal reserves the right to review and amend its eligibility criteria without notice. See full terms: paypal.com/gb/workingcapital/terms​

15. You must not divert sales from PayPal while the cash advance is outstanding, and a minimum payment is required every 90 days.​